Fintech news, without the fluff.
The deals, launches and rule changes reshaping money, explained in about 20 minutes.
Episode archive
Browse the catalog. Open an episode for the summary, then play on Spotify.
Season 2
Season 2 · Episode 28
OKX × ICE Plan 24/7 Tokenized Stock Venue: SEC Notice, Not Approval
15 min
Season 2 · Episode 27
Frank Rotman's Kepler Correction: AI Agents Are the Rational Customer
10 min
Season 2 · Episode 26
Samsung Wallet to Add USDC: Stablecoins Built Into 82M Galaxy Phones
8 min
Season 2 · Episode 25
Modern Treasury Files for OCC Trust Bank: Stablecoin Custody, Not Yet Approved
9 min
Season 2 · Episode 24
Stripe Agrees to Buy Parafin: Embedded Credit for Small Business
M&ABNPL & CreditPayments10 min
Season 2 · Episode 22
Coinbase × Citi Stablecoin Payments: Merchant Checkout, U.S. First
StablecoinsPaymentsBanking & BaaS16 min
Season 2 · Episode 23
Rain Files OCC Trust Bank Application: Not Approved, No Deposits
StablecoinsBank ChartersRegulation16 min
Season 2 · Episode 21
TabaPay Plans to Buy Transact Bank: Fed Comments Due Oct 14
M&ABank ChartersPayments9 min
Season 2 · Episode 20
FedNow Plans Cross-Border Payments: Instant U.S. Leg, Testing First
PaymentsRegulation10 min
Season 2 · Episode 19
Clearing House Picks Quant: Tokenized Deposit Network
PaymentsTokenizationBanking & BaaS12 min
Season 2 · Episode 18
Fed GENIUS Stablecoin Rules: 1:1 Reserves + Bank Apps: 60-Day Comment
RegulationStablecoins18 min
Season 2 · Episode 17
PYMNTS AI Credit Report: Credit That Meets the Moment: With Thredd
AIBNPL & Credit10 min
Season 2 · Episode 16
Open Standard Open USD: Stripe, Visa, Coinbase Invest: $1B+ Liquidity
StablecoinsPayments21 min
Season 2 · Episode 15
Revolut Pay with Smile Trial: Face-Pay on Register POS
PaymentsNeobanks20 min
Season 2 · Episode 14
MoonPay Buys North Capital ~$60M: Onchain Private Markets ATS
TokenizationM&ACapital Markets19 min
Season 2 · Episode 13
IBM Haven × Swift Tokenized Deposits: On-Prem Z Beta
PaymentsTokenizationBanking & BaaS21 min
Season 2 · Episode 12
Reap × Visa Expand Stablecoin Cards to 100+ Markets: $20B Settle
StablecoinsPayments20 min
Season 2 · Episode 11
NYSE × Blockchain.com Explore Tokenized Stocks: 24/7 ATS MOU
TokenizationCapital Markets21 min
Season 2 · Episode 10
OpenReserve OCC Charter: Full-Service Crypto Bank: $210M Bar
Bank ChartersStablecoinsCrypto22 min
Season 2 · Episode 9
Moov Money: P2P via Debit Cards: Visa Direct + Mastercard Move
Payments21 min
Season 2 · Episode 8
SoFi Live with SoFiUSD Settlement on Mastercard: $25B Card Program
StablecoinsPaymentsNeobanks17 min
Season 2 · Episode 7
Circle Buys Tazapay ~$400M: USDC Cross-Border Payments Bet
StablecoinsM&APayments18 min
Season 2 · Episode 6
Enova Scraps Grasshopper Deal: Political Pressure + Unclear Bank Rules
M&ABank ChartersRegulation19 min
Season 2 · Episode 5
OCC Approves Bastion, Agora & Catena Trust Charters
Bank ChartersStablecoinsRegulation19 min
Season 2 · Episode 4
Nubank US Launch: Lead Bank Partner + OCC Charter Still Pending
NeobanksBank Charters19 min
Season 2 · Episode 3
Revolut Wins OCC Charter: Product Gates + FDIC/Fed Still Pending
Bank ChartersNeobanks22 min
Season 2 · Episode 2
SEC Innovation Exemption: Tokenized Stocks Get a 5-Year Onchain Lane
TokenizationRegulationCapital Markets18 min
Season 2 · Episode 1
Chime Acquires Stride Bank for $590M: Fintech Bank Charter Race Explained
M&ABank ChartersNeobanks20 min
Season 1
Season 1 · Episode 32
Visa Goes On-Chain: USDC Settlement Hits the U.S. and Could Reshape Payments Forever
StablecoinsPayments11 min
Season 1 · Episode 31
Klarna’s Premium Gamble: Can Its New Membership Compete With US Credit Card Rewards?
BNPL & Credit12 min
Season 1 · Episode 30
Airwallex’s $8B Bet: Series G, US Expansion & AI-Powered “Autonomous Finance” Explained
PaymentsAI13 min
Season 1 · Episode 29
The Fintech Effect 2025: Why US Consumers Will Ditch Their Banks for Smarter Apps
Neobanks14 min
Season 1 · Episode 28
Square Just Turned On Bitcoin Payments: Lightning Network, Zero Fees Until 2027
CryptoPayments14 min
Season 1 · Episode 27
Klarna Just Launched a Stablecoin… and It Could Kill $120B in Fees 💥: KlarnaUSD, Tempo & The Future of Payments
StablecoinsPayments12 min
Season 1 · Episode 26
The End of Banking as You Know It: Wallets vs. Accounts Explained
CryptoBanking & BaaS17 min
Season 1 · Episode 25
Zelle Goes Global: How Stablecoins Are Powering the Next Era of Banking
StablecoinsPayments11 min
Season 1 · Episode 24
The Fed’s AI Warning: What It Means for Your Bank, Your Data, and Your Money
AIRegulation17 min
Season 1 · Episode 23
“Fixing Cross-Border Payouts: How Worldpay and BVNK Use Stablecoins to Slash Costs and Settlement Times
StablecoinsPayments9 min
Season 1 · Episode 22
Kraken’s xStocks: Tokenizing Apple, Tesla & Nvidia for Global 24/7 Trading
TokenizationCryptoCapital Markets14 min
Season 1 · Episode 21
Circle’s Payment Network - Revolutionizing Global Payments with Stablecoins
StablecoinsPayments15 min
Season 1 · Episode 20
Perplexity x PayPal: The Dawn of Agentic Commerce in AI-Powered Shopping
AIPayments11 min
Season 1 · Episode 19
Robinhood’s $179M WonderFi Acquisition: A New Era for Crypto Expansion in Canada
M&ACrypto10 min
Season 1 · Episode 18
Inside Chime’s IPO: What It Means for Neobanks, Fintechs, and the Future of Consumer Banking
NeobanksCapital Markets9 min
Season 1 · Episode 17
Meta’s Comeback: How Stablecoins Could Revolutionize Creator Payments
StablecoinsPayments8 min
Season 1 · Episode 16
AI Meets Payments: Inside Mastercard’s Agentic Commerce Revolution
AIPayments9 min
Season 1 · Episode 15
Mastercard’s Stablecoin Power Play: Bridging Crypto and Everyday Payments
StablecoinsPayments16 min
Season 1 · Episode 14
Inside the Circle Payments Network: Reinventing Global Payments with USDC
StablecoinsPayments15 min
Season 1 · Episode 13
What's better for you, BNPL or a Credit Card?
BNPL & Credit18 min
Season 1 · Episode 12
Smart Spending: How BNPL & Store Cards Stack Up Against Your Debit & Credit Cards
BNPL & Credit10 min
Season 1 · Episode 11
Is Elon Musk’s “Everything App” a Financial Revolution or Legal Nightmare
PaymentsRegulation14 min
Season 1 · Episode 10
Sponsor Banks and Fintech Partnerships: A Strategy for Success
Banking & BaaS23 min
Season 1 · Episode 9
Is AI a Friend or Foe for the Finance World in 2025?
AI7 min
Season 1 · Episode 8
Debanking of America: The Hidden Threat to Financial Freedom
Banking & BaaSRegulation15 min
Season 1 · Episode 7
Deceptive Dave? DOJ and FTC Take on Fintech Giant Over Misleading Practices
RegulationNeobanks17 min
Season 1 · Episode 6
How the CFPB’s Proposed Rule on Data Brokers Could Transform Consumer Privacy
Regulation11 min
Season 1 · Episode 5
Swipe Savvy: Decoding Credit Card Trends
BNPL & Credit18 min
Season 1 · Episode 4
The Future of Buy Now, Pay Later: Opportunities and Challenges
BNPL & Credit12 min
Season 1 · Episode 3
Inside Block’s Earnings: Dorsey’s Vision for Bitcoin and the Future of Banking
PaymentsCrypto16 min
Season 1 · Episode 2
Financial Bridges: The U.S. Treasury’s Path to Inclusion for Underserved Communities
RegulationBanking & BaaS19 min
Season 1 · Episode 1
Securing Deposits: FDIC’s New Rules for Custodial Accounts After Synapse
Banking & BaaSRegulation14 min
About the show
Only Fintechs is a podcast for builders and operators who want signal on digital banking, payments, crypto infrastructure, and the policy that surrounds them. Short episodes on what matters in fintech — then back to building.
Subscribe
A weekly note on the deals, launches, and rule changes reshaping fintech.