Square Just Turned On Bitcoin Payments: Lightning Network, Zero Fees Until 2027

Square (Block) just changed the game for online commerce. In this episode of the Only Fintechs Podcast,we break down how Square’s new Bitcoin payments platform lets millions of U.S. merchants accept BTCover the Lightning Network with zero processing fees until 2027.

This is more than just another “we now take crypto” headline. It could be the start of a serious challenge totraditional card processors and cross-border payment rails.

• How Square’s Lightning-powered checkout actually works at the point of sale and online
• Why near-instant settlement and no fees until 2027 matter for merchant margins
• The choice to keep revenue in Bitcoin or auto-convert to fiat for treasury management
• What this means for Visa, Mastercard, Stripe, PayPal, and legacy processors
• The hidden risks: BTC price volatility, tax treatment, and evolving crypto compliance rules
• How Bitcoin + Lightning could reshape cross-border payments and global e-commerce

If you’re a founder, operator, or merchant trying to understand whether Bitcoin payments via Lightningare finally ready for prime time, this episode is your playbook.

Hit play and decide for yourself: is this the moment Bitcoin becomes a real payment rail for everyday commerce?